Risk Analyst Jobs in Charlotte, NC

Charlotte, North Carolina$81,600 USD/yearFull-timeTech Hub
Updated: April 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

About Risk Analyst Jobs in Charlotte

Looking for a Risk Analyst job in Charlotte? You're in the right place. This guide covers everything you need to know about working as a Risk Analyst in Charlotte, NC.

We'll show you what you can expect to earn. We'll also share which companies are hiring. Plus, you'll learn about the cost of living and how to get started in your job search.

Charlotte has a strong job market for Risk Analysts. Many employers are actively looking for talent. Read on to learn how to land your next role.

Risk Analyst Salary in Charlotte

Entry Level
$53,040
Median
$81,600
Senior Level
$115,920

Risk Analyst salaries in Charlotte are in line with national averages, offering competitive compensation for the region.

Purchasing power in Charlotte is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Risk AssessmentData AnalysisFinancial ModelingRegulatory KnowledgeReporting

Risk Analyst Job Market in Charlotte

Charlotte, NC is a major regional employment hub for Risk Analyst professionals. As a mid-sized metro with 875K residents, Charlotte balances career opportunities with quality of life. While Finance leads the local economy, there's growing demand for Risk Analyst roles across various sectors. The market for Risk Analyst positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Risk Analysts in Charlotte

City of CharlotteCATSDuke EnergyCharlotte-Mecklenburg Schools

Major employers hiring Risk Analysts in Charlotte include City of Charlotte, CATS, Duke Energy, Charlotte-Mecklenburg Schools. The strong financial services presence creates consistent demand for experienced Risk Analyst professionals, with competitive compensation packages. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Risk Analysts in Charlotte

Living in Charlotte as a Risk Analyst means navigating a cost of living that's close to the national average. Average rent for a 1-bedroom apartment is approximately $1,600/month. At median Risk Analyst salary, housing is quite affordable at 24% of gross income, leaving room for savings and lifestyle spending. Suburban apartments average $1,200/month, offering significant savings with slightly longer commutes.

96
Cost Index (100=avg)
$1.6K
Avg Rent/Month
Yes
Tech Hub
Tier 2
Market Size

Commuting as a Risk Analyst in Charlotte

Charlotte Limited public transit options; car recommended for most commutes. The average commute time is 25 minutes. Research employer-specific shuttle services. Consider living close to your workplace. Since transit options are limited, consider living close to your workplace or negotiating flexible hours to avoid peak traffic.

Best neighborhoods for Risk Analysts in Charlotte: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Risk Analyst professionals due to proximity to major employers and urban amenities.

Tax Considerations in North Carolina

North Carolina has moderate state income taxes. When evaluating offers, consider total compensation including benefits, not just base salary. Local cost of living typically has more impact on your finances than state tax differences.

Career Outlook for Risk Analysts

The job outlook for Risk Analysts in Charlotte is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. Charlotte's growing economy creates new positions regularly, often with less competition than coastal tech hubs. In-demand skills include Risk Assessment, Data Analysis, Financial Modeling, Regulatory Knowledge.

Frequently Asked Questions

What is the average Risk Analyst salary in Charlotte, NC?

The average Risk Analyst salary in Charlotte, NC is $81,600 per year. Entry-level Risk Analysts typically start around $53,040, while experienced professionals can earn $115,920 or more. The national average for Risk Analyst roles is $85,000.

How many Risk Analyst jobs are available in Charlotte?

Charlotte has a strong job market with regular openings for Risk Analyst professionals. Major employers hiring Risk Analysts include City of Charlotte, CATS, Duke Energy, Charlotte-Mecklenburg Schools. The Finance and Technology sectors drive much of the demand in this market.

Is Charlotte a good city for Risk Analysts?

Charlotte is an excellent choice for Risk Analysts. As a major metro area, it offers abundant opportunities and competitive salaries. The cost of living is reasonable compared to major coastal cities. The city's finance industry creates strong demand for business & operations professionals.

What skills are most in-demand for Risk Analysts in Charlotte?

Top skills for Risk Analysts in Charlotte include Risk Assessment, Data Analysis, Financial Modeling, Regulatory Knowledge, Reporting. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Risk Analysts in Charlotte?

Charlotte's cost of living is near the national average (96% of baseline). Average rent for a 1-bedroom apartment is approximately $1,600/month. Purchasing power in Charlotte is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Risk Analysts in Charlotte?

Charlotte Limited public transit options; car recommended for most commutes. The average commute is 25 minutes. Research employer-specific shuttle services.

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