Credit Analyst Jobs in Cincinnati, OH

Cincinnati, Ohio$65,975 USD/yearFull-time
Updated: April 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

About Credit Analyst Jobs in Cincinnati

Looking for a Credit Analyst job in Cincinnati? You're in the right place. This guide covers everything you need to know about working as a Credit Analyst in Cincinnati, OH.

We'll show you what you can expect to earn. We'll also share which companies are hiring. Plus, you'll learn about the cost of living and how to get started in your job search.

Cincinnati has a strong job market for Credit Analysts. Many employers are actively looking for talent. Read on to learn how to land your next role.

Credit Analyst Salary in Cincinnati

Entry Level
$42,543
Median
$65,975
Senior Level
$94,185

Credit Analyst salaries in Cincinnati are in line with national averages, offering competitive compensation for the region.

Purchasing power in Cincinnati is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Credit AnalysisFinancial StatementsRisk AssessmentUnderwritingExcel

Credit Analyst Job Market in Cincinnati

Cincinnati, OH is a major regional employment hub for Credit Analyst professionals. Though smaller than coastal metros, Cincinnati offers focused opportunities and often better work-life balance. The city's strong Finance and Healthcare sectors create robust demand for Credit Analyst talent. The market for Credit Analyst positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Credit Analysts in Cincinnati

Fifth Third BankWestern & SouthernAmerican Financial GroupGreat American Insurance

Major employers hiring Credit Analysts in Cincinnati include Fifth Third Bank, Western & Southern, American Financial Group, Great American Insurance. The strong financial services presence creates consistent demand for experienced Credit Analyst professionals, with competitive compensation packages. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Credit Analysts in Cincinnati

Living in Cincinnati as a Credit Analyst means navigating a cost of living that's close to the national average. Average rent for a 1-bedroom apartment is approximately $1,200/month (33% below the national average). At median Credit Analyst salary, housing is quite affordable at 22% of gross income, leaving room for savings and lifestyle spending. Suburban apartments average $950/month, offering significant savings with slightly longer commutes.

91
Cost Index (100=avg)
$1.2K
Avg Rent/Month
Growing
Tech Hub
Tier 2
Market Size

Commuting as a Credit Analyst in Cincinnati

Cincinnati Limited public transit options; car recommended for most commutes. The average commute time is 25 minutes. Research employer-specific shuttle services. Consider living close to your workplace. Since transit options are limited, consider living close to your workplace or negotiating flexible hours to avoid peak traffic.

Best neighborhoods for Credit Analysts in Cincinnati: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Credit Analyst professionals due to proximity to major employers and urban amenities.

Tax Considerations in Ohio

Ohio has moderate state income taxes. When evaluating offers, consider total compensation including benefits, not just base salary. Local cost of living typically has more impact on your finances than state tax differences.

Career Outlook for Credit Analysts

The job outlook for Credit Analysts in Cincinnati is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. Cincinnati's growing economy creates new positions regularly, often with less competition than coastal tech hubs. In-demand skills include Credit Analysis, Financial Statements, Risk Assessment, Underwriting.

Relocating to Cincinnati

Cincinnati's affordable cost of living means your Credit Analyst salary will stretch further than in major coastal cities. Many professionals relocate here for better quality of life.

Frequently Asked Questions

What is the average Credit Analyst salary in Cincinnati, OH?

The average Credit Analyst salary in Cincinnati, OH is $65,975 per year. Entry-level Credit Analysts typically start around $42,543, while experienced professionals can earn $94,185 or more. The national average for Credit Analyst roles is $72,500.

How many Credit Analyst jobs are available in Cincinnati?

Cincinnati has a strong job market with regular openings for Credit Analyst professionals. Major employers hiring Credit Analysts include Fifth Third Bank, Western & Southern, American Financial Group, Great American Insurance. The Finance and Healthcare sectors drive much of the demand in this market.

Is Cincinnati a good city for Credit Analysts?

Cincinnati is an very good choice for Credit Analysts. As a major metro area, it offers abundant opportunities and competitive salaries. The affordable cost of living means salaries go further than in more expensive markets. The city's finance industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Credit Analysts in Cincinnati?

Top skills for Credit Analysts in Cincinnati include Credit Analysis, Financial Statements, Risk Assessment, Underwriting, Excel. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Credit Analysts in Cincinnati?

Cincinnati's cost of living is near the national average (91% of baseline). Average rent for a 1-bedroom apartment is approximately $1,200/month. Purchasing power in Cincinnati is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Credit Analysts in Cincinnati?

Cincinnati Limited public transit options; car recommended for most commutes. The average commute is 25 minutes. Research employer-specific shuttle services.

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