Insurance Underwriter Jobs in Tampa, FL

Tampa, Florida$74,250 USD/yearFull-time
Updated: April 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

About Insurance Underwriter Jobs in Tampa

Looking for a Insurance Underwriter job in Tampa? You're in the right place. This guide covers everything you need to know about working as a Insurance Underwriter in Tampa, FL.

We'll show you what you can expect to earn. We'll also share which companies are hiring. Plus, you'll learn about the cost of living and how to get started in your job search.

Tampa has a strong job market for Insurance Underwriters. Many employers are actively looking for talent. Read on to learn how to land your next role.

Insurance Underwriter Salary in Tampa

Entry Level
$46,283
Median
$74,250
Senior Level
$108,157

Insurance Underwriter salaries in Tampa are in line with national averages, offering competitive compensation for the region.

Purchasing power in Tampa is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Risk AssessmentPolicy AnalysisUnderwriting GuidelinesData AnalysisCommunication

Insurance Underwriter Job Market in Tampa

Tampa, FL is a major regional employment hub for Insurance Underwriter professionals. Though smaller than coastal metros, Tampa offers focused opportunities and often better work-life balance. The city's strong Healthcare and Finance sectors create robust demand for Insurance Underwriter talent. The market for Insurance Underwriter positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Insurance Underwriters in Tampa

Raymond JamesUSAACitigroupJPMorgan Chase

Major employers hiring Insurance Underwriters in Tampa include Raymond James, USAA, Citigroup, JPMorgan Chase. The strong financial services presence creates consistent demand for experienced Insurance Underwriter professionals, with competitive compensation packages. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Insurance Underwriters in Tampa

Living in Tampa as a Insurance Underwriter means navigating a cost of living that's close to the national average. Average rent for a 1-bedroom apartment is approximately $1,700/month. Housing costs are manageable for Insurance Underwriter salaries in the area. Suburban apartments average $1,300/month, offering significant savings with slightly longer commutes.

99
Cost Index (100=avg)
$1.7K
Avg Rent/Month
Growing
Tech Hub
Tier 2
Market Size

Commuting as a Insurance Underwriter in Tampa

Tampa Limited public transit options; car recommended for most commutes. The average commute time is 25 minutes. Research employer-specific shuttle services. Consider living close to your workplace. Since transit options are limited, consider living close to your workplace or negotiating flexible hours to avoid peak traffic.

Best neighborhoods for Insurance Underwriters in Tampa: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Insurance Underwriter professionals due to proximity to major employers and urban amenities.

Tax Considerations in Florida

Florida has no state income tax. Compared to a state with 5% income tax, a Insurance Underwriter earning $74,250 would save approximately $3,713 annually. This makes Tampa attractive for high earners, though property taxes and sales tax help fund state services.

Career Outlook for Insurance Underwriters

The job outlook for Insurance Underwriters in Tampa is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. Tampa's growing economy creates new positions regularly, often with less competition than coastal tech hubs. In-demand skills include Risk Assessment, Policy Analysis, Underwriting Guidelines, Data Analysis.

Relocating to Tampa

Florida has no state income tax, which can add thousands to your annual take-home pay compared to high-tax states like California or New York. Be prepared for hot summers. Air conditioning is essential, and outdoor activities shift to mornings and evenings during summer months.

Frequently Asked Questions

What is the average Insurance Underwriter salary in Tampa, FL?

The average Insurance Underwriter salary in Tampa, FL is $74,250 per year. Entry-level Insurance Underwriters typically start around $46,283, while experienced professionals can earn $108,157 or more. The national average for Insurance Underwriter roles is $75,000.

How many Insurance Underwriter jobs are available in Tampa?

Tampa has a strong job market with regular openings for Insurance Underwriter professionals. Major employers hiring Insurance Underwriters include Raymond James, USAA, Citigroup, JPMorgan Chase. The Healthcare and Finance sectors drive much of the demand in this market.

Is Tampa a good city for Insurance Underwriters?

Tampa is an very good choice for Insurance Underwriters. As a major metro area, it offers abundant opportunities and competitive salaries. The cost of living is reasonable compared to major coastal cities. The city's healthcare industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Insurance Underwriters in Tampa?

Top skills for Insurance Underwriters in Tampa include Risk Assessment, Policy Analysis, Underwriting Guidelines, Data Analysis, Communication. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Insurance Underwriters in Tampa?

Tampa's cost of living is near the national average (99% of baseline). Average rent for a 1-bedroom apartment is approximately $1,700/month. Purchasing power in Tampa is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Insurance Underwriters in Tampa?

Tampa Limited public transit options; car recommended for most commutes. The average commute is 25 minutes. Research employer-specific shuttle services.

More Finance & Accounting Jobs in Tampa

Advertisement

Get Hired Faster

Create an AI-optimized resume tailored for Insurance Underwriter jobs in Tampa.

Get Started Free